The Dami Credit platform (referred to as "we" in this article) respects and protects the personal privacy of all service users. We are committed to maintaining your trust in us. In order to protect your personal information, we will abide by the following principles: the principle of unanimity of power and responsibility, the principle of clear purpose, the principle of choice and consent, the principle of least enough, the principle of ensuring security, the principle of subject participation, and disclosure The principle of transparency, etc.

This privacy policy will clarify the following to you:

1. The information and purpose we collect

• 1) In order for you to use our services normally, we may collect your device-related information from your mobile phone, tablet or other device (referred to as "device") from which you access the application, as follows:

  • Device parameter information: such as brand, model, iOS version, screen resolution, etc. Through this information, we can ensure that the application can run correctly and safely;

• 2) After your loan is completed, we will delete the above information immediately. You can also request us to delete personal information. For details, please read Article 4 of this Privacy Policy.

2. Information sharing, transfer and disclosure

• 1) Under the following circumstances, we will disclose your personal information in whole or in part in accordance with your personal wishes or legal requirements:

  • Disclosure to a third party with your prior consent;

  • Disclosure to a third party or administrative or judicial organization in accordance with relevant provisions of the law or the requirements of administrative or judicial institutions;

  • If you violate relevant Thai laws, regulations or relevant rules of this application, need to disclose it to a third party;

  • If you are a qualified intellectual property complainant and have filed a lawsuit, you should disclose it to the respondent at the request of the respondent, so that both parties can deal with possible power disputes.

• 2) Except for the situation mentioned in the previous item, we will never share, transfer or disclose your personal information to others or third parties.

3. Information Security

• We will take appropriate industry-standard security measures and technical means to store and protect your personal information, such as identity authentication, data encryption, and data center access restrictions, to ensure that your information is not leaked, tampered with, or destroyed. The specific measures are as follows:

  • The data exchange between your device and us is protected by SSL encryption;

  • We also provide https secure access to our server;

  • We will use encryption technology to ensure the confidentiality of data;

  • We will use trusted protection mechanisms to prevent malicious attacks on data;

  • We will deploy an access control mechanism to ensure that only authorized personnel can access personal information;

  • We will organize security and privacy protection training courses to strengthen employees’ awareness of the importance of protecting personal information.

4. Your Rights

• 1) You have the right to access and correct your personal information, except for exceptions provided by laws and regulations. If you want to exercise your power, you can do it in the following ways:

  • Personal data information: If you want to access or edit the personal data information in your account, you can perform such operations in "ของฉัน"->"ข้อมูลฉัน" of the application

  • Loan record information: You can view your loan record information in "ของฉัน" -> "เงินกู้ของฉัน" in the app.

• 2) If you are unable to access or correct such personal information through the above methods, you can contact us at any time. For specific contact information, please read Article 8 of this privacy agreement.

• 3) Under the following circumstances, you can request us to delete your personal information, and we will reply to you within 15 working days:

  • If our handling of personal information violates laws and regulations;

  • If we collect and use your personal information without your consent;

  • If our handling of personal information violates our agreement with you;

  • If you decide not to use our products or services;

  • If we no longer provide you with products or services.

5. Use of Cookies

We currently do not use cookies or other similar technologies.

6. Children's privacy protection

• We attach great importance to the protection of children's privacy, and we will not intentionally collect personal information from children under 14 years of age. If we find that a child under the age of 14 has provided us with personal information, we will delete it from the server immediately. If you are a parent or guardian and know that your child has provided us with personal information, please contact us and we will assist you in taking the necessary measures.

7. Effectiveness and changes of this privacy policy

• 1) This privacy policy takes effect from the date of publication.

• 2) As the business develops and changes, our privacy policy may change. We reserve the right to change the privacy policy at any time, so please check it frequently. If we change the privacy policy, we will post these changes in the app and where we deem appropriate so that you can be informed in time. If this privacy policy is changed, it will take effect from the date of the change. If you continue to use our products or services, it means that you agree with our changed privacy policy.

Effective date: July 2, 2024

8. We information

• Company Information
  COMPANY NAME: Putu Novi Financing Corporation
  REGISTRATION NO.CS201913599
  CA NUMBER:1230

  If you have any questions, comments or suggestions about this privacy policy, please contact us in the following ways and we will reply to you within 15 working days:

  • Email: [email protected]

  • Address: 7th Floor, 6780 Ayala Avenue, Makati City, Metro Manila, 1230 Philippines